Apni Zameen Apna Ghar Program
Apni Zameen Apna Ghar Program Punjab government under the leadership of Chief Minister Maryam Nawaz Sharif has launched a highly anticipated housing scheme called “Apni Zameen Apna Ghar Program”. This initiative is aimed at providing free 3-Marla plots to poor, homeless, and landless families across Punjab, helping them realize the dream of owning a home. The scheme is part of the broader vision of Housing for All and is supervised by PHATA under the Housing, Urban Development, and Public Health Engineering Department HUD&PHED
Punjab is home to thousands of families struggling to afford even basic shelter. This program intends to provide permanent housing solutions to such individuals, making sure they can live a life of dignity. The best part is that the application process is fully online, transparent, and free of cost, which means anyone eligible can easily apply from the comfort of their home through the official website: azag.punjab.gov.pk.
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Main Objectives of the Scheme
The key aim of this housing scheme is to address homelessness and landlessness among the economically weaker sections. By distributing plots without any cost, the Punjab government hopes to:
- Uplift the standard of living of underprivileged citizens.
- Reduce inequality and ensure fair housing rights.
- Promote planned urban development.
- Empower women, widows, and disabled individuals through land ownership.
- Bring transparency to government support initiatives using digital tools.
This is a long-term initiative designed not just to give land, but to help people build a secure future with their families.
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District-Wise Plot Distribution in Phase 1
In the first phase, a total of 1,892 plots will be allocated in 19 districts. These plots have already been identified and are ready for allotment. Below is the breakdown:
| District | Scheme Name(s) | Plots Allocated |
|---|---|---|
| Jhelum | ADS-IV & ADS-I | 730 |
| Kasur | ADS Pattoki | 388 |
| Faisalabad | ADS Mamukanjan | 257 |
| Lodhran | ADS Lodhran | 218 |
| Okara | ADS Renala Khurd II & ADS Okara | 130 |
| Layyah | Extension Scheme | 55 |
| Bhakkar | Housing Scheme & ADS-II | 52 |
| Sahiwal | 3-Marla Scheme | 33 |
| Sargodha | 3-M Sillan Wali | 25 |
| Khushab | 03-M Jauharabad | 24 |
| Bahawalnagar | ADS Scheme | 20 |
| Mandi Bahauddin | ADS Scheme | 17 |
| Rajanpur | ADS Rajanpur | 15 |
| Attock | ADS Hazro | 11 |
| Gujrat | 03-Marla H.S. | 8 |
| Bahawalpur | ADS-I (Ext. & Existing) | 7 |
| Vehari | 03-Marla Vehari | 4 |
| Jhang | ADS Jhang | 4 |
| Chiniot | ADS Chiniot | 2 |
| Total | 1,892 |
This distribution ensures that multiple districts receive fair representation, giving more families across the province the opportunity to benefit.
Who Can Apply? Eligibility Criteria
To maintain transparency and ensure that only truly deserving families benefit, the Punjab government has laid out clear eligibility criteria. Every applicant must:
- Be a permanent resident of Punjab.
- Apply only in their home district.
- Own no property or land, including their spouse and dependent children.
- Have no criminal record.
- Not be blacklisted or a defaulter of any financial institution.
- Provide accurate and verifiable information.
This step has been taken to prevent misuse and to ensure the scheme reaches those in genuine need.
List of Documents Required for Application
Before applying, make sure you have clear scanned copies of the following documents:
- CNIC (Front & Back)
- Domicile certificate
- Passport-size photo
- Spouse’s CNIC (if married)
- Salary slip or income certificate
- Family Registration Certificate (FRC) from NADRA
- Utility bill (latest)
- Rent agreement (if applicable)
- Bank statement (last 6 months)
- Affidavit (declaring no property)
- Disability certificate (if applicable)
- Marriage certificate
These documents are mandatory and help the authorities verify your eligibility and financial condition.
How to Apply Online at azag.punjab.gov.pk – Step-by-Step Guide
Follow this guide carefully to complete your online application:
1. Visit the Official Website
Go to azag.punjab.gov.pk using your browser.
2. Register a New Account
Click on Register, and fill in details such as:
- Full name
- CNIC number
- Mobile number
- Email address
- Password
Confirm registration by verifying your email.
3. Log In to Your Dashboard
Enter your registered email and password to access the application form.
4. Complete the Eligibility Questions
Answer five questions related to your residence, property status, criminal record, etc. Answer truthfully.
5. Fill in Personal Information
Provide your:
- Name and CNIC
- Father or husband’s name
- Address and contact details
- Gender and marital status
6. Provide Employment and Income Details
Mention:
- Your occupation (job, business, labor, etc.)
- Monthly income
- Employer’s name or business info
7. Declare Income Source
Choose the category that fits:
- Salary, daily wages, pension, remittances, or government assistance
8. Add Family Details
Enter:
- Number of family members
- Number of dependents
- Combined family income
9. Share Current Living Information
Mention:
- If you live on rent
- Monthly rent amount
- Whether you’ve ever received housing from the government
- If you want a housing loan under “Apni Chhat Apna Ghar”
10. Upload All Required Documents
Ensure all scanned documents are clear and in correct format (JPG, PNG, or PDF).
11. Review and Submit
Carefully review all details before clicking Submit. Incomplete or incorrect submissions may be rejected.
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Terms and Conditions for Allottees
Once you receive a plot under this scheme, you must follow the rules and conditions set by the government:
- Start construction within 6 months of allotment.
- Complete the construction within 2 years.
- No sale, lease, or transfer allowed for 5 years.
- Use the plot only for residential purposes.
- If terms are violated, the plot may be canceled by PHATA.
- Regular inspections may be conducted to monitor progress.
These terms ensure that the plot is used for building actual homes and not for profit or commercial activities.
Transparent Selection Through Balloting
All applications are reviewed and verified by PHATA. Once the verification process is complete, a computerized balloting system will be used to randomly select the successful applicants.
This process is completely:
- Fair
- Transparent
- Free from political interference
Priority may be given to widows, disabled persons, and extremely poor families.
Need Support? Contact the Helpline
If you face any issues while applying or want to inquire about your application status, you can:
- Visit the Help Section on the website
- Call the Official Helpline: 0800-09100
Timely support is available to guide applicants through each step.
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Final Words
The Apni Zameen Apna Ghar Program is a bold and much-needed step by the Punjab government to provide secure and respectable housing to the underprivileged. With a transparent application process and free allotment of 3-Marla plots, this scheme opens doors of opportunity for thousands of families.
If you or someone in your family meets the eligibility criteria, don’t delay your application. Submit your form through azag.punjab.gov.pk and take your first step toward owning your own piece of land – and a brighter future.
